The non-QM market has grown significantly over the past few years and will be more important than ever thanks to trends like the shift to purchase, the growing gig economy and single-family rental investment. You have the opportunity to offer loan products to meet the needs of underserved borrowers, such as self-employed professionals, foreign nationals, high net worth individuals, and those with impaired credit. We help you deliver your non-QM offerings across your retail, wholesale, and correspondent channels.
Efficiency
Provide instant feedback to your originators, without waiting for a response from their account executive, scenario desk staff, or manual underwriting team.
Confidence
Eliminate surprises for your originators and borrowers with risk-adjusted pricing and program guidelines eligibility they can rely on up front.
Transparency
Empower all counterparties—originators, sellers, buyers, investors—to independently confirm the credit profile of each loan and demonstrate ATR and Fair Lending.
Scalability
Serve more borrowers and win more deals by easily and efficiently expanding your non-QM opportunities.
For decades, the agency channel has relied on pricing engines and automated underwriting systems. Leverage similar automation for non-QM delivery to streamline the origination of these new innovative loan programs.
