Originators need immediate and reliable feedback on loan program qualification in order to match every borrower with the right product. Underwriters need to revalidate every loan against applicable program guidelines as they adjust the loan profile based on substantiated numbers. LoanScorecard’s automated underwriting technology brings the same instant decisioning capabilities of a traditional agency AUS to non-agency lending.
Efficiency
Deliver fast, accurate, and consistent credit decisions by automating previously manual processes.
Consistency
Reduce human errors and the need to analyze the loan against hundreds of applicable underwriting guidelines.
Scalability
Serve more customers and grow loan production through automation and without the need for additional staff.
Compliance
Ensure that every loan you approve or deny systematically demonstrates ATR and Fair Lending with an “evidence of compliance” you can retain with the file.
To succeed in the competitive mortgage landscape, you need more than great products. Our team works with you to understand your loan programs and implement solutions that will help you achieve your long-term goals, whether they’re increasing profitability, scaling the business, adding efficiencies, or all three.
