Originators need immediate and reliable feedback on loan program qualification in order to match every borrower with the right product. Underwriters need to revalidate every loan against applicable program guidelines as they adjust the loan profile based on substantiated numbers. LoanScorecard’s automated underwriting technology brings the same instant decisioning capabilities of a traditional agency AUS to non-agency lending.
Deliver fast, accurate, and consistent credit decisions by automating previously manual processes.
Reduce human errors and the need to analyze the loan against hundreds of applicable underwriting guidelines.
Serve more customers and grow loan production through automation and without the need for additional staff.
Ensure that every loan you approve or deny systematically demonstrates ATR and Fair Lending with an “evidence of compliance” you can retain with the file.