In today’s competitive market, more financial institutions are developing products to serve creditworthy borrowers who don’t fit in the traditional agency box. However, offering portfolio products—such as jumbo, non-warrantable condo, investment property, or bank statement loans—comes with unique challenges. We work with you to implement solutions that ensure all loans you hold on your balance sheet are compliant and defensible.
Increase production and approvals by automating program guidelines and eligibility analysis.
Reduce the time and effort required to prepare and underwrite portfolio loans so you can focus on borrowers.
Reduce Fair Lending risk by giving borrowers equal access to all eligible loan options, and determine your required CECL-compliant loan loss reserves for every loan you hold in portfolio.
Avoid discrepancies and maintain accuracy with defensible loan-level evidence of compliance for regulatory audits or potential claims.
The only non-agency automated underwriting engine that can be custom-tailored to your portfolio guidelines.
Enable your loan officers and borrowers to access your products and rates at the point of sale.