In today’s competitive market, more financial institutions are developing products to serve creditworthy borrowers who don’t fit in the traditional agency box. However, offering portfolio products—such as jumbo, non-warrantable condo, investment property, or bank statement loans—comes with unique challenges. We work with you to implement solutions that ensure all loans you hold on your balance sheet are compliant and defensible.
Profitability
Increase production and approvals by automating program guidelines and eligibility analysis.
Efficiency
Reduce the time and effort required to prepare and underwrite portfolio loans so you can focus on borrowers.
Compliance
Reduce Fair Lending risk by giving borrowers equal access to all eligible loan options, and determine your required CECL-compliant loan loss reserves for every loan you hold in portfolio.
Consistency
Avoid discrepancies and maintain accuracy with defensible loan-level evidence of compliance for regulatory audits or potential claims.
Ensuring your success long after deployment is our goal. We’re the leading provider of automated underwriting and pricing technology because we develop and implement innovative solutions that help you better serve your market.
