for points, fees, APR, APOR, DTI, and qualified rate.
in the total analysis.
of reports taken in real time.
for each loan for audit purposes.
with QM messaging.
Automating QM Assessments
The QM Findings Report is laid out similarly to what users are accustomed to seeing in a Desktop Underwriter (DU) or Loan Product Advisor (LPA) findings report. However, its content is geared toward analyzing the loan file based on CFPB definitions and QM requirements.
Visibility for All Stakeholders
The QM Findings Report supports lending decisions in the event of an investor review, regulatory audit, or potential claim.