--- title: LoanScorecard Provides QM Solution to Plaza Home Mortgage, Inc. description: LoanScorecard QM solution is adopted by Plaza Home Mortgage, Inc. as their QM assessment tool for their wholesale and correspondent channels. --- [![LoanScorecard](https://www.loanscorecard.com/hs-fs/hubfs/LS-500px.png?width=311&height=62&name=LS-500px.png "LoanScorecard")](https://www.loanscorecard.com/) [![Request a Demo](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/4719685/9898ff58-bba4-44f5-a0b8-8790d037df64.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/4719685/9898ff58-bba4-44f5-a0b8-8790d037df64) # LoanScorecard Provides QM Solution to Plaza Home Mortgage, Inc. November 25, 2013 | By [LoanScorecard Team](https://www.loanscorecard.com/press-releases/author/loanscorecard-team) **IRVINE, November 25, 2013** – [LoanScorecard](https://www.loanscorecard.com)TM, provider of automated underwriting engines and compliance solutions, has been adopted by Plaza Home Mortgage, Inc. as the QM assessment tool used in their wholesale and correspondent channels. Plaza's originators will be able to run LoanScorecard QM Findings prior to submitting the loan, incorporating Plaza's live pricing, LO compensation plan and starting adjusted rate. This leading implementation of QM saves time for both the originator and the wholesaler who no longer have to spend valuable resources on non-qualified loans while assuring them their loans meet QM guidelines. LoanScorecard's QM solution offers quantifiable Findings Reports that determine whether a file is considered a Qualified Mortgage, with a secondary determination for either Safe Harbor or Rebuttable Presumption for that QM type in a potential Ability-to-Repay violation claim. "We are excited to introduce the LoanScorecard QM Findings Report through our loan origination system," said Julie Manson, Plaza's senior vice president of risk management. "A simple upload or entry of fees will allow our clients to evaluate whether the points and fees pass the QM test. This resource will help our brokers and correspondents confidently originate loans in this ever-changing environment." "We are very pleased that Plaza Home Mortgage, one of the top mortgage wholesale lenders in the nation, has selected the LoanScorecard QM solution for utilization into their lending technology platform. The challenge for lenders goes beyond the need to ensure their loans are QM," said Allen Meigide, director of operations at LoanScorecard. "They must also retain evidence of compliance for three years. The QM Findings Report meets that challenge and more, with detailed analysis and transparent documentation for confident underwriting." #### About LoanScorecard LoanScorecard is a leading provider of non-agency AUS, loan pricing solutions and borrower point-of-sale designed to meet today's regulatory challenges and capitalize on current market opportunities. LoanScorecard helps institutions address CFPB regulations through its QM Findings, the industry's first qualified mortgage (QM) engine, which has rendered more than 5 million QM findings reports to-date and supports banks and credit unions preparing for the upcoming impacts of CECL. For more information, visit [loanscorecard.com](https://www.loanscorecard.com) or call 800-617-0892. **For press inquiries, please contact:** Jessica Ruiz-Krout Campbell Lewis Communications 212.995.8058 jessica@campbelllewis.com Share this article [![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fwww.loanscorecard.com%2Fpress-releases%2Floanscorecard-provides-qm-solution-to-plaza-home-mortgage%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.loanscorecard.com%2Fpress-releases%2Floanscorecard-provides-qm-solution-to-plaza-home-mortgage%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://static.hubspot.com/final/img/common/icons/social/twitter-24x24.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fwww.loanscorecard.com%2Fpress-releases%2Floanscorecard-provides-qm-solution-to-plaza-home-mortgage%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fwww.loanscorecard.com%2Fpress-releases%2Floanscorecard-provides-qm-solution-to-plaza-home-mortgage%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=LoanScorecard%20Provides%20QM%20Solution%20to%20Plaza%20Home%20Mortgage%2C%20Inc.) ## Related blog or press release articles ## [Why Small Business Owners Need non-QM](https://www.loanscorecard.com/blog/non-qm-mortgages-for-self-employed-borrowers) [Read](https://www.loanscorecard.com/blog/non-qm-mortgages-for-self-employed-borrowers) ## [New Penn Boosts LoanScorecard Tool](https://www.loanscorecard.com/blog/asset-backed-alerts-featuring-new-penn-non-qm-tool) #### Asset-Backed Alert **New Penn Financial**is expanding its use of technology that helps it buy home... 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